Of course you love your beloved cat very much. You take good care of him, he can move freely, gets good food and should an ailment or disease occur you take the cat to the vet. Medically a lot is possible nowadays. Treatments that used to be the exception are – so to speak – now routine. An MRI, a CT scan, an ultrasound, extensive surgery, treatment of tumor diseases, diabetes or heart disease, the veterinarian or specialist has the knowledge and skills for it. But these treatments do cost money, sometimes a lot of money. It is advisable to be well prepared financially. In recent years it has often happened that the owner had to put his or her cat to sleep unnecessarily because the treatment was simply not financially feasible. Many owners do not know that you can also have the cat insured. Or they have forgotten to arrange this in time. Especially as a kitten, sometimes something happens to the cat. Then saving for good medical care is not an unnecessary luxury. A fact of course is that your cat doesn’t know whether he is properly insured if he gets sick or has an accident. And it always happens unexpectedly so you can’t prepare for it either. Fortunately, for several years now it has been possible to take out accident and health insurance for your cat. For a fixed amount per month, thanks to the insurance, you then no longer have to worry about unexpected medical costs for your pet.
Risk insurance
Pet insurance is what is known as risk insurance. That means the insurance assumes a risk, “an unforeseen and uncertain occurrence. If it is certain in advance that an insurer must pay out, that is not a risk, but a certainty. An example is annual vaccinations. A number of pet insurance companies offer additional coverage. The premium is then based on the average price of a vaccination. These costs are spread over twelve premium months. In fact, this is financing and not insurance against a risk. Usually you are more expensive with than without “insurance” against these certain costs. Are all costs covered by pet insurance? Not all costs are covered, so it is a good idea to read carefully in advance what is and is not covered. It is especially important to pay attention to the following issues. What about the co-payment? Are disorders of the hips and elbows covered regardless of weight? What is reimbursed during the waiting period? Are there charges for submitting a claim? Can the basic coverage be extended with additional coverage? How much experience does the insurance company have? What are the exclusions? It is advisable to go to your veterinarian and ask him for advice on expected health problems. Purchasing pet insurance is very important and you should not go overnight. Check the sites of various providers and see which insurer suits you best. Whether it is wise to purchase pet insurance for your cat is not always easy to answer. That is a personal consideration for each owner. The question every owner should ask is, “If my cat has an accident or gets sick today and the surgery is going to cost 700 to 800 euros, can I afford it at that time?” After all, responsible pet ownership also means that you take good care of your cat after an accident or illness, that’s precisely when they are completely dependent. By taking out pet insurance, you don’t have to worry about unexpected medical expenses, which is a nice security. Now which insurance fits your needs best? The cat insurance comparer offers a solution. There you can compare different insurers and see which one appeals to you the most.
OHRA pet insurance
You will also find OHRA’s pet insurance on this page. More than ten thousand dogs and cats in the Netherlands are insured with this insurer. Whether you go to the vet for a simple check-up, or an operation is needed: with OHRA’s pet insurance you are almost always covered. This also applies to many expensive medicines. You can choose what you want to be covered. Choose a basic package or take no risk with a top package. Of course, you can also choose somewhere in the middle in terms of coverage. It’s entirely up to you. Usually you don’t need to visit the vet more than once a year. And the costs, well, those are still manageable. But suppose your dog has to undergo an operation unexpectedly. Or suffer from a long-term ailment. Then with dog insurance the cost of medical care is well covered. You have a choice of three health packages for common medical treatments and four additional coverages for cremation, travel, vaccinations & dental, spaying or neutering and therapies. Ohra has also thought about the cat. Of course, you don’t want to be frugal when it comes to your cat’s health. And having to save for treatment is not a nice idea either. For a fixed amount per month, your cat is always assured of the best medical care. At OHRA you can also take out liability insurance. No matter how sweet your cat is, and how many heads she gives, she can also cause damage to someone else. For example, if she puts her nails in something too enthusiastically. With liability insurance this does not cause any problems: your cat is immediately covered. The same goes for the dog, of course. Even that sweet four-legged friend sometimes accidentally messes with others. For example, if your dog jumps a little too cheerfully on someone’s expensive dress. With his muddy paws. Fortunately, OHRA’s liability insurance not only covers your entire family, but your pet as well.
